Services Info

1 - 4 Unit DSCR

  • I/O 10Y (40 Year Fixed)

    I/O 5Y, 7Y 10Y (30 Year Fixed, 5/6, 7/6)

    Fully Amortized (30 Year, 5/6, 7/6 10/6)

  • Non-Permanent Resident Alien

    US Citizen

    Foreign National

  • Short term Rental, Long term Rental, Hotel Rental Program, Section 8, and Government rental assistant.

  • No BK/FC in the past Year

    No Housing 0X120 in prior 12 Mths

    No SS/DIL/Modification 3 Months

  • Minimum 250K, Maximum $5MM

  • Purchase & Refi Max 80%

    Cashout Max 75%

    -5% Fico <675, -10% Fico <650, -20% Fico <625.

  • Minimum .75 DSCR and No ratio programs

    Max LTV 70% for DSCR< 1.0

    Minimum 625 Fico <1.0DSCR

  • SFR, 2-4 Family, Townhomes, Condos, Condotel, Non-Warrantable Condo, Manufactured Home.

  • Minimum 575 Fico

  • Purchase & Refi Max 75%

    Cashout Max 70%

  • 50 > Residential both sqft and income

  • 680+

2-8 Unit Mixed-use Bridge

  • Interest Only

  • Minimum $400K - Maximum $3MM

  • Purchase & Refi Max 75%

    Cashout Max 70%

  • 50% > Residential sqft and income

  • Minimum 1.0 DSCR

    Max LTV 65% for DSCR< 1.15

  • 680+

2-8 Unit Mixed-use DSCR

  • I/O 10Y (40 Year Fixed)
    I/O 5Y, 7Y 10Y (30 Year Fixed, 5/6, 7/6)
    Fully Amortized (30 Year, 5/6, 7/6 10/6)

  • No BK/FC in the past Year
    No Housing 0X120 in prior 12 Mths
    No SS/DIL/Modification 3 Months

  • Minimum 250K, Maximum $10MM

  • Long-term Rental

  • I/O 10Y (40 Year Fixed)
    I/O 5Y, 7Y 10Y (30 Year Fixed, 5/6, 7/6)
    Fully Amortized (30 Year, 5/6, 7/6 10/6)

  • No BK/FC in the past Year
    No Housing 0X120 in prior 12 Mths
    No SS/DIL/Modification 3 Months

  • Minimum $500K - Maximum $5MM

  • Long-term Rental

  • Purchase & Refi Max 75%

    Cashout Max 70%

  • Minimum 1.0 DSCR

    Max LTV 65% for DSCR< 1.15

  • 680+

5-25 Unit Multi-family DSCR

  • Interest Only

  • Sale OR Short term Rental/Long term Rental

  • No BK/FC in the past Year

    No Housing 0X120 in prior 12 Mths

    No SS/DIL/Modification 3 Months

  • Minimum 250K, Maximum $10MM

  • Experienced Investor:

    LTPP 90%

    Renovations 100%

    LTC 92.5%

    LTARV 75%

    -5% for Heavy Construction

    -5% for less than 7 similar deals in 36 months

    Refi & Cashout Max 75%

    New Investor:

    LTPP 75%

    Renovations 100%

    LTC 77.5%

    LTARV 65%

  • SFR, 2-4 Family, Townhomes, Condos, Condotel, and Non-Warrantable Condo.

    Mixed Use in New York Only

  • Minimum 6 Fico

  • Non-Permanent Resident Alien

    US Citizen

    Foreign National

Fix & Flip

New York Metro & Southeast Florida Commercial bridge

  • New York Metro & Southeast Florida

  • 75%

  • 9% to 12.9%

  • 6 months to 36 months

  • $1MM to $15MM

  • SFR, condos, co-ops, 2-4 unit residential, 5+ Unit Multifamily, Luxury Residences, Student Housing, Short-Term Rentals / Airbnb Properties, Warehouses, Manufacturing, Cold Storage, Truck Terminals, Data Centers, Entitled / Zoned Land, Office, medical, retail, mixed use, hospitality, gas stations, car wash, automotive, shopping centers.
    NO healthcare or assisted living

  • 1% to 2%